Van insurance holders beware; nearly 20% of home and motor insurance claims are made during the first two months of the year.
The reason for this? Although you might think it is the long-term effects of all that Christmas and New Year's indulgence, according to experts such as Co-operative Insurance, it is the harsh winter weather.
A spokesperson from the insurer spoke directly to van insurance customers and other types of policyholder when he said, "Our figures from the last two years show that January and February are the worst months for both home and motor insurance claims - mainly due to the weather."
And, according to early reports, the predicted surge in van insurance claims has already begun, with both commercial vehicle drivers and private individuals falling victim to a whole host of winter-related motoring pitfalls.