An any driver van insurance policy from iVan may be the best option for commercial vehicle operators looking for the most adaptable cover on the market.
This is because an any driver policy gives your business the flexibility and freedom it needs to respond to the most changing and challenging demands – it also means that you don't need to go through the trouble of arranging separate cover for your drivers.
Naming your commercial vehicle drivers
If you have a high turnover or perhaps a large number of employees but only a limited number of vehicles, you may wish to consider purchasing an any driver van insurance policy.
However, it is worth remembering that although this might represent the best option for you and your business, it may actually be cheaper to simply name multiple drivers on the policy for each vehicle. A piece of research by Be Wiser insurance found that an any driver premium can be 198 percent more expensive than naming the policyholder only. In contrast, having three named drivers compares favourably, increasing the price by only 72 percent.
Of course, the cost of both named driver policies and any driver van insurance policies will depend on the individual characteristics of the drivers being added. For example, younger drivers with poor claims histories will be considerably more expensive to insure than older drivers with clean driving histories.
Consider your options
As useful as they might prove to be in some situations, any driver van insurance policies are only likely to be the best and most cost effective option for a minority of businesses.
Instead, it may be in your interests to restrict your number of drivers in line with typical van insurance policy terms.
However, there are of course situations in which having an any driver policy or at least temporary cover for additional drivers is in your interests.
iVan is a commercial vehicle insurance specialist and our UK-based advisors can help you ascertain your needs in relation to your van insurance. Alternatively, try our intelligent and efficient quote engine today.