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Definitions

"We", "Us", "Our" or “BeWiser” means Be Wiser Insurance Services Ltd (Company number 6097813) “Be Wiser” whose registered address is Rowans, Houghton, Stockbridge, Hants, SO20 6LT.

"User (s)", "You", "Your" or "Yourself" means any third party that accesses the Website and is not employed by Be Wiser and acting in the course of their employment.

"Websites" means the websites located at www.ivaninsurance.co.uk and www.bewiser.co.uk.

"Cookies" means a text-only string of information that a website transfers to the cookie file of the browser on your computer’s hard disk so that the website can remember who you are.

Privacy

The pages on the Websites are directed at United Kingdom residents and only comply with appropriate UK legislation and regulation.

By using the Websites, you expressly agree to the collection and use of your information for the purposes set out in this Privacy Policy.

Your information may be used for the purposes of administering your insurance needs. It may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing the insurer's compliance with any regulatory rules/codes.

Your personal information may be disclosed to reputable third parties involved in the process and delivery of your policy. Be Wiser requires all such third parties to treat your Personal Information as fully confidential and to fully comply with all applicable UK Data Protection and consumer legislation from time to time in place.

Be Wiser reserves the right to access and disclose personal data or information to comply with applicable laws and lawful government requests, to operate its systems properly and to protect itself or its users.

In the case of personal data, with limited exceptions, and on payment of the appropriate fee, you have the right to access and if necessary rectify information held about you.

If you give us information about another person, in doing so you confirm that they have given you permission to provide it to us to be able to process their personal data (including any sensitive personal data) and also that you have told them who we are and what we will use their data for, as set out in this notice.

Be Wiser may use your information to keep you informed by post, telephone, e-mail, text messaging or other electronic means, about insurance policies, other quality services or products from recommended partners which may be of interest to you. Your information may also be disclosed and used for these purposes after your policy has lapsed.

By providing us with your contact details, you consent to being contacted for these purposes. However, you can contact us at any time to have your details removed from lists used by us for direct marketing purposes.

Be Wiser may use the information which it collects to personalise your experience on the Websites and to help select services or materials for inclusion on the Websites which may be of interest to you.

Be Wiser may, on occasion, ask you to provide sensitive personal data as defined in the Data Protection Act 1998. Be Wiser will take appropriate measures to protect such sensitive personal data.

As required by the Data Protection Act 1998, we follow strict security procedures in the storage and disclosure of information which you have provided via the Websites, however we cannot guarantee the security of any information you provide through the Website. You agree that we will not be liable for any such security breaches unless they have been caused by our wilful neglect.

The information that we collect via the Websites may include:-
Any personal details that you type in and submit such as your name, address, e-mail address, date of birth, lifestyle and other information.

Data that allows us to remember you, any interests that you have recorded and how you use the Websites, this saves you from re-keying information when you return to the site.

We use "cookies" to collect this data. Cookies are text-only strings of information that are stored on your web browser or hard disk. You have the ability to accept or decline cookies by modifying the settings of your web browser.

Your IP address that is automatically logged by our web server. This is used to note your interest in our Websites.

Your preferences and use of e-mail updates that are recorded by e-mails we send you.

The URL you came from, your browser type, the country and telephone area code where your computer is located, the pages of our Websites that were viewed during your visit, the advertisements you clicked on, and any search terms that you entered on our Websites. We may collect this information even if you do not register with us.

General

This Privacy Policy covers all websites operated by Be Wiser. Any other websites that may be linked to or by our website(s) will be subject to their own policies which may differ from ours. You should carefully read the privacy policies of these websites before submitting any personal information.

You should also be aware that communications over the internet, such as e-mails, are not secure unless they have been encrypted. Be Wiser cannot accept responsibility for any unauthorised access or loss of personal information that is beyond our control.

Be Wiser is not responsible for what any third-party content provider or other third party offering goods and services via websites linked to the Websites may propose to do with information about you.

Be Wiser may, from time to time, expand or reduce its business and this may involve the sale of certain divisions or the transfer of control of certain divisions to other parties. Data provided by Users will, where it is relevant to any division so transferred, be transferred along with that division and the new owner or newly controlling party will, under the terms of this Policy, be permitted to use the Data for the purposes for which it was supplied by you.

Be Wiser reserves the right to change this Privacy Policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Websites and you are deemed to have accepted the terms of the Policy on your first use of the Websites following the alterations.