Ford and Volkswagen Announce Van Partnership
Any driver van insurance companies this month received news that commercial vehicle manufacturers Ford and Volkswagen are set to co-operate on the development of vans with a view to reducing capital overheads.
In addition to working on the development of conventional vans, the two giants will also be working on self-driving and electric commercial vehicles, with sales from the joint venture predicted to commence in 2022.
The two have been keen to stress that the venture does not amount to or even suggest the possibility of a merger. Instead they say it is merely a response to market conditions; both manufacturers expect significant growth in the commercial vehicle sector over the next decade, with many any driver van insurance fleet managers predicted to grow their operations.
"Over time, this alliance will help both companies create value and meet the needs of our customers and society," commented Ford chief Jim Hackett.
It is reported that Ford will work on large and medium-sized pickups and larger commercial vans, with Volkswagen responsible for the design of smaller vans.
The move towards electric vehicles is seemingly inevitable with so many countries now providing incentives for the managers of any driver van insurance fleets to move towards cleaner technologies - Volkswagen has said that it will spend $800 million on readying its vehicle plant in Chattanooga, Tennessee to produce electric vehicles.
The two hope that the partnership will increase profits while also leading to improved emissions standards and better customer experience.
Van Driver Crashes into Four Supercars
One man's failure to ensure that he has an adequate any driver van insurance policy came back to haunt him recently when the delivery van he was driving crashed into a parked Ferrari, causing a domino effect which resulted in damage to three more of the Italian supercars.
The 20-year-old, who was driving on his family firm's any driver van insurance policy, was coming to the end of his long night shift when he fell asleep on the job, report newspapers in Taiwan, the country where the accident happened.
Although the man's van insurance policy includes cover for injury, it does not cover damages, meaning that he was personally liable for the £309,000 vehicle repair bill.
However, after the Taiwanese public learned that the man's monthly salary of just £900 meant it would take nearly 30 years for him to be able to meet the repair bill, they cobbled together and have so far raised £19,000 to help cover the cost.
The Nissan van driver's predicament has struck a chord in the country, where hundreds of thousands of low-income families battle to make ends meet. Not only does he earn a low income from his delivery job, he also had to drop out of college because of financial pressures, works night shifts in the restaurant industry to supplement his low income and, when he is not working, cares for his ailing mother.
It is little wonder then that he was so exhausted that he fell asleep at the wheel – he most probably should not have been driving in the first place, even if he had no alcohol in his system and a previously spotless driving record.
The case has brought attention to the issue of wealth disparity on the island; the owners of the Ferraris were standing nearby and watched the whole accident unfold. Fortunately, nobody suffered any injuries.
The accident is instructive in two ways. Firstly, drivers should never get behind the wheel if they are so tired they might lose concentration or fall asleep; secondly, cutting corners on the level of coverage offered by an any driver van insurance can come back to haunt you in the long run – the more comprehensive your level of cover, the more confident you can feel about the level of protection you enjoy while on the road.
Young driver accident rates drop by 35%
For many younger van drivers, 2018 will mark the first time that they make the long drive home for Christmas. It is something of a landmark and a rite of passage. However, for those who have been unable to reach this position, perhaps because they have struggled to meet the cost of under 25 van insurance (generally more expensive than any driver van insurance for over 25s), there is positive news ahead of the start of 2019.
This comes in the form of statistics which reveal that there has been a sharp drop in the number of serious and fatal road accident injuries in the UK involving younger drivers, particularly those in the 17-19 age bracket.
In fact, although there has been a welcome downward trend in the number of serious and fatal road accidents right across the UK population since 2011 – with numbers falling by 16% across all demographics – the number of incidents involving drivers aged 17-19 has fallen by 35%.
The figures indicate that numerous road safety campaigns as well as under 25 van insurance and car insurance incentives may finally be bearing fruit, making younger drivers more aware of their responsibilities while also providing incentives for safe driving.
It is thought that telematics insurance may have played a role as it helps drivers keep track of their driving while also providing them with penalties for dangerous driving: as many as four in five young drivers in the UK may have a telematics policy today, with the British Insurance Brokers' Association (BIBA) estimating that there are almost 1 million telematics-based policyholders in the UK.
Take Care on the Road this Christmas
According to one insurer, in 2017 the day with the highest number of road accidents in was 15 December, indicating that the cold dark days of December are a danger for any driver. However, the lowest number of accidents occurred on Christmas Day itself, perhaps because there were fewer journeys undertaken.
Whatever the case, if you are on the road at any time during this Christmas period, take care to ensure that you are mindful of the conditions as well as your own driving.
Get helping finding the best quote with iVan
Even though younger drivers remain the riskiest drivers on the road, and therefore any driver van insurance for over 25-year-olds will still have cheaper policies than insurance for under 25s, it's nonetheless encouraging to see that the number of accidents involving this age group is falling. As a commercial vehicle insurance specialist, iVan may be able to give you cheaper under 25 van insurance if you have a safe driving record. Try our Quote Engine today.
Van Insurance Customers Are From All Walks of Life
There was a time in the not so distant past that pretty much any fleet manager who purchased any driver van insurance did so in the expectation that the vehicle would be driven by a builder, decorator, plumber, electrician or other tradesperson.
However, recent research has revealed that, these days, the driver of a commercial vehicle is also likely to be a caterer, knitter, fermented foods specialist, artist, theatre-maker or children’s entertainer.
Yes, van driving demographics are changing. The findings, which are based on an analysis of around 700,000 van insurance quotes, show that in the twenty-first century it is no longer possible to make the old assumptions about who drives a van.
However, some trades continue to lead the way in certain van insurance statistics: plumbers and heating engineers are revealed as the most accident-prone, with one in nine making a claim on their policy each year.
The statistics further reveal that men continue to be more accident-prone than women, with men both more likely to be involved in an accident and more likely to make a claim on their insurance policy. Ford, Volkswagen and Vauxhall are the three models of van most likely to be involved in an accident.
Interestingly, many people appear to be driving a van without even realising that it is categorised as such. The statistics show that every month an average of 8,300 people search for a car insurance quote only to be redirected to van insurance providers once they enter the make and model of their vehicle – vans are becoming more mainstream, even if many drivers do not even realise it.
Rear-end collisions continue to be the most commonly claimed for van accident, accounting for 22 per cent of all claims; this was closely followed by incidents involving a parked vehicle, which accounted for 18 per cent of claims.
Any Driver Van Insurance Quotes with iVan
Every year there are more vans on the UK’s roads. This is because they help form the backbone of Britain’s economy – and this includes just about every trade, profession, art, craft and career.
If you are looking for an any driver van insurance policy, iVan can help you find the cover you need at the price that is right for you. Try our quote engine today by clicking the orange button below.
Nearly all Fleets to be Electric by end of Next Decade
Fleet van insurance for electric vehicles will soon become the norm among commercial vehicle fleet managers according to a piece of research by GPS fleet tracking and management firm Geotab.
It said that it anticipates that by 2030, nearly nine in ten (89%) of all fleet van insurance policies will be for fleets of electric vehicles, which, given that less than half of all UK-based fleets currently include an electric vehicle, would mark a seismic change in the fleet management landscape.
Fleet managers are largely enthusiastic about the prospect of chance, with one in six of those surveyed saying that they believe adoption of electric fleets will have a welcome environmental impact. Only 2% reported feeling resistant to the idea of change.
However, there is also an acceptance that regulatory, legislative and technological changes are driving the decision-making of fleet managers, with the study citing government programmes (48%), changes to charging infrastructure (48%) and an enhanced offering of electric vehicles (32%) as the major incentives to make the change to a fully electric fleet. In addition, 88% of commercial vehicle fleet managers say that they anticipate that future regulatory changes will make full adoption of electric vehicle fleets all but inevitable.
However, fleet managers report finding themselves in a transitional period in which they must overcome the challenges of new rules and regulations, prohibitively expensive electric vehicles, poor charge-point infrastructure, low distance range and the need to familiarise themselves with new technologies.
"These survey results help to demonstrate that the government's call for an EV future is not something businesses are taking lightly," commented Geotab's vice president in Europe, Edward Kulperger.
"With most fleet leaders looking to have a fully EV-dependent fleet over the next few years, it's no longer a question of if, but rather how soon a complete overhaul can take place."
This survey emphatically indicates that fleet managers are largely ready to begin the process of making the transition to fleets of electric commercial vehicles. However, it is also clear that they will need support through this process, and the onus is on both government and various regulatory bodies to ensure that suitable guidance and infrastructure is in place to help them on the journey. We all want a greener, healthier future, and by adopting green electric technologies for their vehicles, fleet managers can fulfil their obligations in this regard, but they cannot be expected to do this alone.